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Examiner and Paramedical Services

Paramedical exam requirements are determined by each individual insurance company. These requirements are based on the amount of insurance applied for, the age of the applicant, and applicant's medical history.

Your insurance company many require some or all of the following services:

Paramedical Exam

Our examiners obtain information regarding your client’s past and current medical history including any prior medical conditions, medications, or hospitalizations. This includes the names and addresses of any physicians they are currently seeing or have seen previously. Additionally we will obtain physical measurements, ie:, height, weight, and blood pressure. Male clients require waist and chest measurements. 10-15 Minutes.

Blood Draw

Our examiners are professionals and are sensitive to each individuals attitude and possible fear of needles and blood. During the scheduling process the examiner preps your client for a smooth and easy blood draw. Our seasoned examiners carry with them butterfly needles for those with difficult veins. Most insurance companyies require between four and twelve hours of fasting, however it is imperative that your client drinks plenty of water during the fasting period. 3-5 Minutes.

Urine Collection

In addition to having blood drawn, most insurance companies also require a urine sample from your client. When the sample is obtained from the client, the examiner records the temperature, and then pours the urine into the collection tubes to be sent to the lab for testing. It is also necessary to avoid heavy exercising including running and weight lifting prior to the urine collection. 1-2 Minutes.


An EKG records the heart's electrical activity. Several sensors are attached to your client’s arms, legs, and chest around the heart area. This procedure is simple and is completely painless. No electricity goes into the body and there is no chance of electrical shock. 7-10 Minutes.

TVC/Peak Flow

Timed Vital Capacity or spirometry is the most common of the pulmonary function tests, measuring the amount (volume) and speed (flow) of air that can be inhaled and exhaled. Your client will be asked to take a deep breath and then exhale into the sensor as hard as possible, for as long as possible. This process is then repeated and recorded. 3-5 Minutes.

Stress EKG/Treadmill

This test is used to identify coronary artery disease or blocked arteries. It requires your client to walk on a treadmill for a specified time while connected to an ECG machine. Their blood pressure and vitals are monitored and recorded repeatedly. 10-15 Minutes.

MD Exam

The MD or physician exam is very much like the paramedical exam with the exception that the physician does a physical examination. 10-15 Minutes.